Complete Compliance Guide: Key Certifications in Security and Financial Regulations

Complete Compliance Guide: Key Certifications in Security and Financial Regulations Complete Compliance Guide: Key Certifications in Security and Financial Regulations

In an increasingly regulated digital environment, regulatory compliance has become a fundamental pillar for organizations that handle sensitive data, especially in sectors such as finance, banking, technology, and payments. In this article, we present a comprehensive guide to the international certifications and standards that guarantee data security, operational integrity, and customer trust, and in which BOTECH can accompany or guide you. From PCI DSS to DORA, discover what each certification entails and how your company can benefit from complying with them.

Their relevance has multiplied in recent years due to the rise of cyber threats, accelerated digitization, and the entry into force of new regulations such as DORA (Digital Operational Resilience Act) in Europe. These regulations require companies to demonstrate not only that they comply, but that they are prepared to proactively manage technological risks.

Having security certifications such as PCI DSS, ISO 27001, or SOC is key to protecting critical assets, avoiding penalties, and building trust with customers and partners. At BOTECH, we can help you with the following certifications:

PCI Certifications: Payment Security

🔒 PCI DSS (Payment Card Industry Data Security Standard)

  • Mandatory for companies that process, store, or transmit payment card data.
  • Internationally recognized certification endorsed by all payment card issuers (VISA, Mastercard, JCB, Discover, and American Express) whose main objective is to reduce fraud and protect your data.
  • More detailed information: https://botech.info/en/pci-dss/

🔐 PCI PIN Security

  • Regulations that seek maximum security for PIN (Personal Identification Number) numbers in online transactions and in-person transactions at ATMs or point-of-sale (POS) terminals, both attended and unattended.
  • It applies to any organization that charges via point-of-sale terminals, ATMs, and other online and offline transactions involving PIN numbers.
  • More detailed information: https://botech.info/en/pci-pin/

🔁 PCI 3DS (3-D Secure)

  • EMV Three Domain Secure (3DS) is an anti-fraud messaging protocol that allows consumers to authenticate themselves with their payment card issuer at the time of a card-not-present (CNP) transaction in e-commerce environments.
  • An additional layer of security that helps prevent unauthorized transactions in the e-commerce environment while protecting merchants against fraud.
  • More detailed information: https://botech.info/en/pci-3ds/

🏭 PCI Card Production

  • This standard defines the physical and logical security criteria that must be implemented during card production and supply processes.
  • It applies to suppliers involved in the secure manufacture of cards and the provision of customer payment information on cards and mobile devices.
  • More detailed information: https://botech.info/en/pci-card-production/

🛡️ PCI SSF (Software Security Framework)

  • Replacement for PA-DSS.
  • Certification aimed at any organization that develops or maintains payment applications that process, store, or transmit payment card information.
  • Applies to software vendors, developers, and any entity involved in creating payment solutions that handle sensitive data.
  • More detailed information: https://botech.info/en/pci-ssf/

Other key certifications and regulations in security and compliance

SWIFT Certification: Security in Bank Transfers

  • SWIFT CSP (Customer Security Programme)
  • Establishes a fundamental level of security throughout the financial community, mitigating the risk of cyberattacks and promoting a secure global financial ecosystem.
  • It is extremely important that financial institutions that are part of the interbank payment ecosystem become certified.
  • More detailed information: https://botech.info/en/swift/

ISO 27001: Information Security Management

  • International standard for implementing, maintaining, and improving an Information Security Management System (ISMS).
  • Applies to organizations of any size, scope, and sector.
  • Advantages: minimizes IT risks, improves reputation, maximizes customer confidence, regulatory compliance.
  • More detailed information: https://botech.info/en/iso-27001/

SOC 1 and SOC 2: Controls for cloud services and third parties.

  • SOC 1: Focused on financial controls (internal audits, accounting).
  • SOC 2: Security, availability, confidentiality, integrity, and privacy in technology services.
  • We have CPAs (certified public accountants).
  • More detailed information: https://botech.info/en/soc/

DORA: The new European regulation on digital operational resilience

  • Applicable from January 2025.
  • Affects any financial institution offering financial services in the European Union.
  • Requires continuity plans, cyber resilience testing, and incident reporting.
  • More detailed information: https://botech.info/en/news/dora/

Why is BOTECH the perfect partner to help your organization comply with applicable regulations?

BOTECH is your compliance company and, through certification, ensures that your organization:

Regulatory compliance is not just an obligation: it is an investment in reputation, security, and the future of your business. At BOTECH, we can help you achieve all these certifications so that you meet the most demanding standards. Want to know how we can help you comply with these regulations? Ask us!

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